Everybody gets into a tight spot financially once or twice in life. What are you supposed to do when you need to pay your bills or make a really important purchase at the same time one of these financial shortfalls takes place? What about if something really horrible happens like an injury or an illness? Here are four hassle-free ways to get cash when you need it right away.
1. Cut Your Costs
When you find yourself without any cash and staring down the line at some big expenses, the smartest thing you can do is to cut out all of the extras in your life. It isn’t going to be fun but this is the fastest way to stop the bleeding. That means no more sports events, no more take out, cable, subscriptions, or new clothes for a while. If you do have to shop, try to find what you need cheap by shopping in discount stores, clipping coupons, and buying things that give you a cash back rewards.
2. Rent Your Stuff
You already have a lot of stuff in your house that you don’t use most of the time, so why not let your stuff make money for you? Craigslist and similar websites are a great way to offer to rent things out like your old tools, bike or even your car. The website AirBnB can turn your spare rooms into cash.
3. Sell Your Stuff
It can be painful to part with stuff when you need cash, so start with all the junk around the house that you don’t actually use. Ebay, Craigslist, and local community pages on Facebook are a great way to find buyers for what you’re selling. People have been finding treasures at yard sales for years, and now you can supply them with a goldmine by having your own.
4. Take out a Payday Loan from LoanUp
If the suggestions above are a little too time consuming and you need the money right away, think about taking out a Payday Loan from LoanUp. The online application is easy, and the money can be deposited into your account in as little as one business day. It’s easy, requires no prior credit check, signatures or faxing and it can really save you hassle to have cash in your hand right away.