Your parents lectured you about it. You’ve been working hard making it for years now. You read self-help articles about getting and keeping more of it – and yet, the one thing in life you still don’t understand is MONEY.
Why does saving and spending money wisely evade so many people? Because while you may have been taught to use positive thinking to affect your outlook and world, you may not understand that this is a process, and one which has to be approached ONE STEP AT A TIME. It’s not easy to change the way you think, but it can be done!
What you must learn to do is to train your thoughts in the direction of exactly what your heart desires. From now on, when praying, meditating, or journaling, try to be specific about what you want. Very specific. And try to catch yourself thinking negative or irrelevant thoughts. Acknowledge and experience those thoughts and fears, and simply let go of them. Repeat this process as often as possible.
Here are a few tips to help you start consciously selecting your positive thoughts and let go of the negative ones:
1. Write down the reality you would like to create in relation to your financial situation. Write it in the present tense.
2. Read this mantra every day, aloud when possible. Try saying it in front of a mirror. Try to think about what is required of you in order to achieve your financial fantasy. This can help you to be more conscientious in terms of your daily spending.
3. Keep a journal of all of your spending. This will help you to notice patterns of overspending, and address problem areas.
4. Once you notice certain patterns, don’t beat up yourself about your spending. Instead, take action by making yourself a sensible but realistic weekly budget – this should also plan ahead for monthly bills.
Positive thinking and mindfulness can help you to become more proactive in saving and earning money. If you take the time to think about your money, and your relationship to it, this can help you notice and quash excess spending, and change the way you think about money.